Cebuana Lhuillier Micro Savings: #KayaNa: Unbanked Filipinos No More Movement.
Cebuana Lhuillier, one of the country’s leading micro financial services company, recently unveiled the Cebuana Lhuillier Micro Savings. This is to provide Filipinos with affordable and convenient means to save money and to overcome the barriers to saving. According to BSP study, the lack of access to banks among the country’s many cities and municipalities remains as the top deterrent. A major turn off to many because of high cost of initial deposit, high maintaining balance and high dormancy charges. From offering collateralize loans or pawning, remittance service, micro insurance and now – MICRO SAVINGS ACCOUNT!
Cebuana Lhuillier Micro Savings is an interest-bearing services product owned by Cebuana Lhuillier Rural Bank (CLRB). It is a savings account that allow clients to save up to P50,000 which can be accessed through the 24k card. It is the brand’s response to BSP’s call for financial inclusion. Anyone can now open a basic deposit account for less than P100, with NO maintaining balance and NO dormancy charges. Micro savings is the new product of Cebuana Lhuillier and here are the ff. features:
Php50 initial deposit
NO maintaining balance
24k card is a requirement for Micro Savings transactions
Account balance can be checked through Cebuana Pin Pad and SMS
0.30% interest per annum when P500 average daily balance is reached
Minimum requirements: 1 government issued ID, Face capture, filled up CIFS .
You can deposit/withdraw in any of their 2,200 branches nationwide
Minimum deposit is Php50, maximum of Php50,000
You need P500 average daily balance to earn interest.
NO transaction fees for cash withdrawals and deposit.
“My dream is for every Filipino to eventually have a bank account. I personally believe that Filipinos will make smart financial decisions if given access to the right products. I, myself, want to be known as a Chief Financial Wellness Officer. Aided by technology, CEBUANA LHUILLIER MICRO SAVINGS is just the start, this will progress into a slew of many many more services which I envision to guide millions of Filipinos in their FINANCIAL WELLNESS JOURNEY. “ – Cebuana Lhuillier President and CEO Jean Henri Lhuillier.
Visit the nearest branch in your area to open a new account.
As calm and supporting as water, a February born person accepts everything with love and respect. It won’t be wrong to say that you are blessed if you have a friend who is born in February. Such a person is usually very practical and emotional at the same time. The balance of emotions is praiseworthy as person very well knows how to manage and take control of life. You will never feel cheated and left out if you have a friend who is born in February. Such people prefer a blend of items and usually like gifts that reflect emotions as well as utility of the products. Here is a list of some of such things that you can gift.
1.Clothes & Jewelry: A choice of lovely clothes with bright hues and subtle couture does justice to them. They are easy going and prefer to wear clothes that are equally easy to wear. So do buy something that has flair and yet is comfortable. Bright colors give them happiness as their complexion appears brighter. With a practical approach to life, you may opt for beautiful stoles, a pair of universal colored pants, a kurta/kurti and embellish these with some jewelry. A neck piece, junk jewelry, anklet, earrings all will give happiness to the February born woman. They are easy to please, but do not take this trait for granted as they tend to often take tests of love. And if you fail that, February born is heartbroken, but will allow you a chance to own up everything you believed was wrong. Make it up with a gift!!
2. An Aquarium: Gifting a Piscean an aquarium is just like introducing them to self! Piscean being a water sign will love water! So, buying an aquarium that is a nature’s galore will allow you to see the softer side of your February born. They will behave like a kid as small happiness is enough for them. They will love your choice as Pisceans like water. This will make them live close to nature and will also decorate their house. So, go for it and gift them few aquatic creatures.
3. A Frame: Often we see that people born in February are close to their family. They are straightforward and this trait of theirs makes them a loved person in their family. For the love of the family, you may get a family picture framed and gift it on their birthday. This along with flowers will complete the gift. You may choose to separate the gift giving in two halves and may send flowers to Philippinesearly in the morning. This will surprise them! And later, when you meet them, you may give the frame. This will make them feel special throughout the day!
4. Personalized Mugs: Acknowledging someone’s love is an important aspect for a relationship to continue for a long term. Getting a picture on the mug along with a loving Birthday Message will certainly be a great way of acknowledging the love you get and give to a February born. If you are away on their Birthday and still wish to make the day special, send gifts online through World Florist Associationfrom the abundant choices of mugs available that is bound to please the receiver.
5. A Bag: Pisceans often keep their belongings neatly and carefully. You may gift them a bag with segregation so they may use it for safely keeping their stuff. As they are born organizers, a bag will definitely be a product of great utility for them. You may give to a man or a woman, as a bag has a universal appeal and use.
Time flies so fast and February is here, how was your January? How’s your goals in life and in health. We all need maintenance of health thru healthcare analytics; treatments of disease, diagnosis and treatments. This 2019 is the perfect time to start loving ourselves more! It is very important to look after your health because if your health fails, it can overshadow everything else that’s going on in your life.
Quartz clinical launches a sophisticated cloud-based healthcare data analytics platform. It is a revolutionary way to help hospitals to improve their clinical and financial data. There is now a reduction to patients’ length of stay and cost of care with Quartz clinical. They deliver amazing data-driven solution for hospitals to monitor its performance, identify strength and weaknesses to improve the care quality. This machine learning intelligence is a precision for a better health and better care at a lower cost.
Quartz Clinical: A Prescription for Better Healthcare
Quartz clinical has found its way to effective seismic transformation for hospital operations. A platform that delivers massive improvement that delivers millions of dollars in savings. They are a game-changer in their industry and enhance the experience their patients receive TLC. I believe the best way to begin to fight these multifaceted health challenges is to fully make use of your health care system. Make better decisions every day with them!
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