Factors to Help you Decide When Finding the Perfect Apartment

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Time will come that we are going to look for the right place to settle down. When we’re younger we thought of having a beautiful future, we plan and save for it. We saw our relatives houses and we once told ourselves that one day, you will also have your own house to build a family. A place where you are in good location, safe, secure and excited to create a lot of amazing memories.

Top of the list is to find a place where you can call it home. When you are looking for your first home, this is a big decision and a major investment that you will make in your life. There are so many factors to consider before shelling out money. Also, this is likely to be your biggest expense in preparing your future. It is also a very good plan to start living in your own and prove to your family that you can make right decisions and ready for what we call life. You have to have a checklist to be sure of important factors, things and on what to look for your dream apartment for you to make a wise decision once you spend your hard-earned money.

Are you a first time renter? I am so excited to share today’s post! I know there are so many of you that is also looking for answers/guides/tips and things you absolutely need to learn about having a new space. Are you ready for a new house? With that said, here are the things that you will expect during the search for the right apartment.

It is a good idea to do your homework about the “rules”. Check if it is aligned with your lifestyle. You will spend a lot of time in your apartment, do a lot of research to find the best studio apartments 1, 2 or 3+ bedroom flats for rent in Chicago, IL. Always check reputable online sites that offer apartments within your budget only if you do not want to regret it later.

Apartment living should be nearby facilities like market, hospital, quality school, malls, parks, gym, cafes, restaurants and so on… I’m checking Zumper and I found some Chicago apartments for rents and they have all of these! It made my life easier as it is used by millions of renters to find houses, rooms, condos, or apartments for rent. I like the very easy process; you just have to apply online, submit your digital rental applications and credit reports with Zumper’s screening service, powered by TransUnion™.

It is filtered by location, amenities, price range, bedroom count, pet-friendly. With their real time alerts, you can set it for you to get notifications when a new listing is posted. When it comes to quality listing, their inventory is updated in real-time so you’ll always see new rentals on Zumper first. What else could you ask for in this one stop shop site?!

Apartment hunting is not that easy. Moving in a new place is difficult to adjust at first that’s why you should learn about the area itself and familiarize yourself with the city. Include in your checklist the car parking space. It should have a designated car space enough for your vehicle. If you do not own one yet, ask about the public transport around the area. Consider also the light for natural sunlight, air for windows and if the area has free flowing air, and noise; check the neighborhood if you can hear people in other units.

Inspect the structure. Look for broken sealants, cracking, mould, etc. Lastly, check security; what features each complex has in place. More people are coming in and out than in houses. After all, we all want a happy and peaceful life.

A Guide to Buying Diamond Rings with Confidence

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Diamond rings are a girl’s best friend. Do you agree? We are attracted and we all want shiny objects especially when it comes to jewelries and if it is sure to turn heads, we will absolutely get it. It also has been popular all over the world when it comes to trends, fashion and/or in engagement. It is a perfect gift to give yourself or give your loved one some much needed sparkle.

Buying diamond rings for special occasion like an engagement needs a big research to know what size to get, how to pick cut and shape, its settings and a lot more things to consider. It is also important to see the clarity of a ring; it should not have blemishes or inclusions. You should also consider checking the metal band. For me I prefer white gold & platinum. It gives you that smooth and classy look.

This Bold Half Diamond Baguette Ring
is so nice and beautiful! I have read on their website that this is 100% sustainable gold and ethically sourced baguette diamonds wrapped halfway around the finger. I like that they produce pieces on a made-to-order basis. This is a plus points if you are buying online like me.

The diamond eternity ring is absolutely gorgeous too. It has a very simple and elegant design.

If you are into Gold pieces, pick bezels and yellow gold combination it’s the perfect one. We all know that gold in jewelry is the top on the list for years. Rose gold is the new generation’s favorite as it complements any skin tone. It has chic design and perfect for all occasions.

Giving a diamond ring shows and means how much a man valued his woman when he gave her lady a diamond ring. You want to show her that she is forever. This ring is worn everyday for the rest of her life after marriage proposal so make sure that it will pass to her liking. You can find a lot of affordable pieces of trinkets online like in Tiffany & Co, Gubelin, etc. but of course us ladies want a high-style diamond rings jewelry.

Wearing one can also make a fashion statement or add an extra oomph to a style. You can find a lot of affordable pieces of trinkets online but of course us, ladies want a high-style diamond rings jewelry. Where do you buy your diamond rings? What’s your way to sweep your future bride off her feet or what jewelry will you wear to stand out in the crowd?

A Guide on Taking Control of your Finances

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How do you take control of your money? Let’s all face it, a lot of us are finding it difficult to stick to a budget. There are house rent, groceries, tuition, health insurance, car payment, taxes, internet, phone, other miscellaneous costs and much more to pay. Add those unexpected expenses, compulsive shopping and other financial crisis such as debts and inability to pay bills. It feels impossible to get through as it has been hard too since last year dealing with lockdown, loss of jobs, and fear of getting sick.

Take a deep breath and please know that you are not alone. Believe that it is possible to solve these problems and you’ll get through it. There are also tested ways to cope with these problems and there are many services who can help you to take control of your finances. Having an idea of how much you earn, spend, and can save is the key to financial independence.

The key to take control of your finances is not a get rick-quick method. Below are some effective ways that you may want to consider. Remember you should control your finances instead of being controlled of it.

Budget
Track your spending every month. Try to find some effective ways of developing your budget online and it should be detailed and realistic. You can take note of your expenses to make sure that you are not spending more than your income. If you see that you are spending more in a certain category, adjust next month.

Make your passion, your paycheck. Create extra sources of income

It is easier nowadays to earn extra income nowadays than it was in the past. The increase of online businesses, marketing and freelancing opportunities are some of the new ways to bring in more money. You can start making money out of your skills, talent. If you’re into cooking, start an online food business. If you have talent in singing, dancing, enjoy playing online games etc., make money of these by streaming online and create vlogs. When you enjoy the things you do and earn from it, you will never work a day in your life. The more extra curricular works you do, the less time you will go out to go to mall, eat at expensive restaurants, and shop unnecessary things and you will make more savings than ever.

Escape from debt


There are many kinds of debt; credit card debt, student loans, car loan and a lot more! Regardless of what type of debt it is, these are hindrances of building a secure life. It is your responsibility to pay it. Being debt free means no stress in life and having enough money to pay anything.

Save money by consolidating your debt. This is a method of taking out one large loan to pay off several other loans. They have a jam pack of information, tools, solutions, and easy to follow guides to get out of debt. This is good news for a better personal money solution to get funds fast, anywhere! Replace your old loan’s interest rate with a new, lower one. Their system will help you understand your financial situation. Check it out if you qualify for a debt consolidation loan with a lower interest rate.

Reduce expenses

When you are able to take control of your finances, you can pay everything with extra money left in your pocket. Some of you may want to travel around the world, retire early and have some fun or upgrade your lifestyle without worrying about money and be financially free. You get to make life decisions not being stressed about lack of money. You’ve got this!